2024 Discover it cash back card reddit

Discover it cash back card reddit

Author: ibnn

August undefined, 2024

WebYou can make purchases on both the debit and credit card and get the 1% on each, but you might as well use the credit card for everything. You can not pay the credit card balance with the debit card. Don’t use your debit card, at all. I wish discover would stop offering cash back on debit — it encourages bad behavior. WebI’m wondering if the Discover It Cash Back credit card will request proof of income on my application? I’ve recently started a job and I have not received my first paycheck yet. I know most credit card issuers won’t ask for proof, but I’ve read online Discover will commonly ask for this. I’ve also read about them requesting form 4506-T.

Why does everyone shit on Discover? : r/CreditCards - reddit

WebWell, you don't need another card, but if you are using responsibly (paying off 100% of your balance on time) then it can be worth it to find another card that pairs nicely with Discover's rotating 5% categories. Personally I use Discover and then Citi Double Cash for 2% cash back on any purchase that isn't covered by the Discover 5% at the time. WebDiscover has a match for the first year so it’s like the 1% on all standard purchases is doubled to 2% and the 5% quarterly categories is doubled to 10%. Assuming you would be able to get the SavorOne above the one for people with mediocre credit, it is $200 back in $500 spend in the first 3 months. bojangles chocolate milk

Discover it Cash Back Card : r/CreditCards - reddit

WebMore like expect to pay cash and you may get lucky and find yourself in a place that accepts Discover.. Who do you currently have bank accounts with? You may be better off going for a student card with your existing bank, which probably offers a Visa or MasterCard, but you'd want to check whether their cards charge a foreign transaction fee (pretty likely … WebWell with Discover It you get 5% rotating categories and 1% everything else. But they match all your cash back for the first year so that's essentially 10% and 2%. So I would say get the Discover for a year and after that get the Citi Double Cash. Then you can still use the Discover for the 5% categories and the Double Cash for everything else. WebThe Discover IT card is basically like another tool in a Swiss army knife of cards. 5% cash back in rotating categories is very powerful and they usually do not overlap Chase or Citi's 5% back categories. The first year cash back match effectively makes it a 10% back card when spending in those categories as well. glue off car carpet

Discover IT Cash Back or Discover IT Chrome? : r/CreditCards - reddit

Discover it Student Cash Back : r/personalfinance - reddit

WebJan 9, 2024 · Yes. They double the reward for year one. Like most, you will probably use it for the first year then sock drawer it except for a useful category quarter and hope for … WebI checked on one of the websites and it mentions Wholesale clubs. I feel like if that is really the case, I can utilize 5% cashback running this quarter on Discover CC. Would be great if someone who has done transaction on Greentoe can confirm (along with their CC network) bojangles chicken sandwich recipeWebCash Back has 5% rotating categories. The secured doesn’t Both has 1% cash back of all purchases. Both has cash back match. Whatever cash back you get, when the account reaches one year old. They will double it. The secured requires a … glue off a tablecloth

"WebThe Discover IT gets a minimum of 2% cashback the first year on ALL spending. No maximum. The bonus categories that you are focused on can be a bonus. With the credit … " - Discover it cash back card reddit

Discover it cash back card reddit

Low credit limit ($3,800) on new Discover It card. : r/CreditCards - reddit

WebThat is very true. Discover’s SUB is the first year cash back match. The 5% back is capped to $1500 per quarter I believe. So if you maximize each category that’s $75 per quarter * 4 totaling $300 on your own spend. Double it for the match and you’ve got $600 cash back just on maximizing the categories. WebMaxing out the $1500 quarterly limit on the 5% bonus all year would give $300 cash back. You'd have to spend $70,000 on the card in 1% categories along with maxing out the 5% every quarter in order to get $1000 (before doubling) cash back in the first year. Don't get me wrong, I have the card and am enjoying the effective 10% cash back.

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WebDiscover it Cash Back Earn 5% cash back on everyday purchases at different places each quarter like Amazon.com, 4 grocery stores, restaurants, gas stations, up to the quarterly maximum when you … Web22 Year Old College Student Living at Home. Amazon Prime Rewards, $2000 Limit, 11/22. Discover it Cash Back, $2000 Limit, 11/2024. TJX Rewards Credit Card, $700 Limit 2/2024. Oldest credit age is 1 year 5 months. Only Amazon approved within last 6 months. Annual Income $30,000.

WebApr 19, 2024 · The Discover it® Cash Back features a high cash-back rate in rotating quarterly categories — but you don't get those rewards automatically, activation is … WebAccording to CNN (don't see info on Discover yet): " The rotating categories on the Discover it Cash Back card for the second quarter of 2024 — which runs from April 1 to June 30 — are restaurants and wholesale clubs ." Don't forget to activate when available. Also remember that this is effectively 10% during your first year (Cashback Match).

Web5.5% on Restaurants for the 1st year, 2% on groceries/gas [A] No earnings-cap. $200 SUB once $1500 spent in 1st 3 months. You don't get this card for its own benefits, you get this to boost your CB rate on the Citi Custom/Double Cash cards by 10%. The 1st year bonus on restaurant spending doesn't hurt though. WebHey everyone, I just called Discover to cancel my Discover it card and wanted to share my experience. To keep my account open, the service rep offered me a promotional cash …

WebThe Discover It card has a good selection of quarterly spend categories that offer 5% back. Also, after your first year, Discover matches the rewards you earned, effectively turning that 5% spend into 10%. Varathien • 3 yr. ago

WebI applied for the Discover It cash back card and got immediately denied. All I got was a screen saying I will receive a letter in 7 to 10 days. So, I am not sure why. They only took a hard pull from Experian, my FICO score is 709. I had 2 hard pulls at the time. I … gluen free buttermilk biscuits food processorWebHere's my plan, put $5000 in USDC into Celsius Network, earn 8% APY. Comes out to $611 profit after 18 months. (I can't directly buy USDC with the credit card, but I can use the credit card to pay all my bills while my income goes into USDC. $5000 should cover about 3 months of bills.) In addition 10% cash cash back is $500. bojangles chicken tenders nutrition factsWebDiscover student card is my first cc, you get $50 cash back if you are referred, so does the one who refers you. First year cash back double is really really cool. Then using gpa to get extra some money each year. Cash back rate is 1% but has 5% categories, pretty useful actually, market, Amazon, transportation, restaurants. glue new soles on sandalsWebApr 6, 2024 · 1.5% cash back. 3%. 1.13%. Potential value calculated for combining with points from an Ultimate Rewards-earning card. Ink Business Unlimited Credit Card: 1.5% cash back. 3%. 1.13%. Potential value calculated for combining with points from an Ultimate Rewards-earning card. Discover it Miles: 1.5 miles per dollar. 3%. 1.13%. bojangles chocolates ukWebAmex offer - 10% off insurance. 119. 69. r/CreditCards. Join. • 5 days ago. I’m 18 picking between Apple Card or the Discover IT. I need some advice on which one to go with. bojangles chicken supreme recipeWebYou get 5% on $1500 whether you have the card 92 days or 2 days per quarter... and the cash-back match is based on 365 days from signing up. So if you can max out 5 quarters (plus $50 on sign up for using a referral) think of it like a $425 SUB (on top of $375 in 5% back) for spending $7500. bojangles chicken thigh caloriesWebJust a heads up that for the first year disco cash back is actually 10%. I have the cashback and get as many x5 cards as i can. As for the chrome, there are cards better than or equal to 2% with better perks. Chrome is still a good card but you can find better. 1 … glue on beard and mustache